Closing the books took a while for me. While we didn’t actually force the kids to help using an abacus, it’s not a terrible idea for next year. Might speed things up. So here’s the report; just a shade before summer.
For the year, we saved 70% of our income ($153,000)! That nudges out 2014’s 68% rate by a couple of percentage points. Similar income & expense totals as last year, although the spending categories have shifted around some.
Several things are excluded: real estate distributions (fluctuate too much each year), charitable giving (Not normal spending), and closing/renovation costs on our home move (one-time). If you include these categories, our savings almost double to $295,000. Quite a year for us.